Benefits Administration

Yes, we routinely administer health, dental, vision, FSA, HRA, life, disability, and 401k for clients, partnering with their brokers, TPAs and payroll providers. We notify employees when they are eligible for benefits, provide them with enrollment paperwork, process the paperwork, answer coverage and claims questions, and review and approve invoices from carriers.

Yes, we help shop plans and rates, provide recommendations, and coordinate and execute open-enrollment meetings.

Yes. Many of our clients assign us to benefits administrators, so we have full access to their plans and can easily respond to employees’ inquiries regarding coverage and claims.

In the small group market, the rates are the rates, so the key is to focus on comparing overall benefits and capitalizing on discounts offered by carriers for having various lines of coverage (health, dental, etc.) under one roof. In the large group market, companies are “experience” rated, so here we focus on wellness programs to drive down premiums.

Yes, we either provide the benefits administration for you or train a member of your team on basic benefits administration.